From Rasmussen

Americans overwhelmingly agree that credit cards entice people into spending money they don't have, but most adults tend to think others need to cut back on their credit card usage more than they do personally.

The latest Rasmussen Reports national telephone survey finds that 83% of Adults believe credit cards tempt people to buy things they cannot afford.

Beginning January 15th, 2011, Impact Alabama in collaboration with the Center for Ethics & Social Responsibility at The University of Alabama will introduce its newest initiative, SaveNow WinLater, offering families in Alabama a simple but compelling proposition: for every $50 they invest in a federal savings bond, they will earn a chance to win a $20,000 grand prize jackpot at the end of tax season as well as two smaller monthly prizes awarded February 8th and March 8th. 

Families making less than $50,000 per year with one or more children in the home or $25,000 per year without children are eligible to participate. 

This nationally unique prize-linked savings opportunity is a partnership with Doorways to Dreams (D2D), headed by Harvard University economist Peter Tufano.  D2D's similar prize-linked savings initiative based in Michigan, Save to Win, garnered incredible success in 2009 after only eleven months; over 11,500 Michigan residents opened accounts and saved $8.5 million.